Working Capital Loan
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You qualify for our fast funding. We’ll review your information and get back to you soon with a tailored plan.
Let’s Match You
With The Right Loan!
Get honest guidance on tailored loan options from professionals who know business finance.
Fundingin48 Funds All Businesses
Why Business Owners
Choose FundingIn48
90+ approval rating
No Credit Score
Up to $5 Million
Approval in 48 Hours
90+ approval rating
Here’s what you get
Qualifying Guidelines
01. Having operations in the US, Canada, Hawaii, or Puerto Rico.
Frequently Asked Question
You can get your funds approved in as short as 24 hours and can get them in just 48 hours once all documents are received.
Not exactly. Your approximate credit score may be requested, but it has no impact on approval. Our primary focus is on your company’s revenue, cash flow, and daily balances.
Depending on your credit profile, business strength, and loan type, we provide daily, weekly, and monthly payback options.
Absolutely no penalty. In fact, if you pay within 60 days, you might be eligible for an early repayment discount of up to 10% to 15%, depending on your loan amount.
You’ll need a minimum of:
- 4–12 months business bank statements.
- Basic business details.
- It may be necessary to provide extra documents such as a pro forma, debt schedule, or accounts receivable sheet for certain loan types (such as term loans).
Depending on the service, funding might range from $10,000 to more than $5 million. For Fast Capital, we offer up to $2 million funds, for Term Loans, we offer up to $3 million. Following that, we offer 750K for Lines of Credit.
- A minimum monthly gross income of $20,000 is required for the majority of financing services offered by Funding In 48.
- You should have been in business for a minimum of six months.
Yes, we provide funding for almost all kinds of businesses in the United States, as well as in Canada, Puerto Rico, and Hawaii. Your company is probably eligible if it generates consistent revenue.
We look at:
- Duration in business
- Daily average balances
- Current debt or defaults (if any)
- Credit score estimate (only for reference purposes)
Some of these factors don’t impact your approval, but some might affect it during evaluation.
Yes. Depending on your cash flow and existing loan arrangement, we may still be able to approve you. We are used by many clients to refinance, consolidate, or stack more intelligently.
Repayments are automatically taken out of your company’s bank account on the days, weeks, or months that you have agreed upon. There won’t be any surprises because you’ll see everything up front.
No. When you apply, there is no hard credit check, only a soft check if further underwriting is required. Your score will remain unaffected.
Up To $5,000,000 In Capital. In As Little As 48 Hours!
Funding available in all 50 states + Canada, Puerto Rico & Hawaii.