Funding in 48

Your Vision, Funded in 48 Hours!

You apply, we review, and just like that, up to $5 million can be deposited into your account in just 48 hours.

Let’s Match You
With The Right Loan!

Get honest guidance on tailored loan options from professionals who know business finance.

Businesses Funded
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Hours Funding Time
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States + Territories Served
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Loan Options For You

Working Capital Loan

We design our working capital loan services for everyday business to cover payroll, restock inventory, manage utilities, or handle unexpected expenses.

Merchant Cash Advance

You can access your potential funds within just 48 hours after applying to our service of Merchant Cash Advance (MCA).

Long-Term Loans

Our long-term loans are designed to cater to the needs of businesses that want a big chunk of cash fast and easily.

Business Line of Credit

This service is great for businesses looking to draw funds anytime for any business need, be it a new project or grabbing a time-sensitive opportunity.

Equipment Financing

Fundingin48 can help you in leasing or purchasing tools, machines, vehicles, or technology your business depends on without draining your cash flow.

Invoice Factoring

We are here to end your wait by providing you with a lump sum of 90% amount of your unpaid invoices with just a tap on your screen.

Private Lending

This solution is designed to provide quick, flexible money when you need it most, if your company needs more than what traditional banks can provide.

Fast Capital

You can obtain cash from $1,000 to $500,000+ through our Fast Capital program within just 24 to 48 hours.

Term Loans

Term loans from $5,000 to several million dollars are available from FundingIn48, with repayment lengths ranging from 6 to 24 months.

Bridge Loans

Bridge loans are short-term funding options designed to close the gap between your current financial situation and your next round of funding.

FundingIn48 Funds All Businesses

If your business makes money, we can back you. Maybe you’re running a food truck, a boutique, or any business.
01. Services & Care Providers
02. Retail, Restaurants & Digital Brands
03. Trades, Property & Logistics

Why Business Owners
Choose FundingIn48

Fast Funds in 4 Steps

Fill out our simple form and tell us what you need. We will get back to you with a precise loan plan.

Your monthly income, cash flow, and bank activity are reviewed by our team to decide on your eligibility.

After reviewing your financials, we will proceed with the approval of your fast funds. Most approvals happen within 24 hours.

Upon acceptance, funds are electronically deposited into your business account, ready to use for whatever you need.

Create your Account

Register now to create your account, unlock personalized features, enjoy secure access to services, and receive updates tailored to your preferences, ensuring a smooth and customized experience every time.

Contact Us

Congratulations!

You qualify for our fast funding. We’ll review your information and get back to you soon with a tailored plan.

Contact Us

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    Their Words, Not Ours

    I submitted my application on Tuesday, and by Thursday, the funds were in my account. It was much easier and quicker than I was expecting. I wasn’t asked for my credit score or any weird paperwork. Honestly, Funding in 48 has rescued my business.
    Vector

    Monica R

    Retail Store Owner

    Considering my credit score, banks declined. I was accepted by Funding In 48 after they reviewed my actual sales. In just two days, I received a good amount, which I used to restock inventories. Thank you so much guys.
    Vector

    Jared M

    Restaurant Owner

    The speed at which everything happened was my favorite part. It was quick, transparent, and direct. I would suggest them to any small-business owner.
    Vector

    Latasha P

    Salon Owner

    Out of all the lenders I’ve dealt with, this one went the smoothest. No lengthy phone conversations, no credit checks, just a short form and actual people assisting you. I received $150K in less than 48 hours.
    Vector

    Ray S

    Logistics & Trucking Business

    I had a great opportunity but didn’t have the time to wait for a bank. The team was really helpful and explained everything properly. Will surely going to use them again.
    Vector

    Natalie D

    eCommerce Business Owner

    Frequently Asked Question

    You can get your funds approved in as short as 24 hours and can get them in just 48 hours once all documents are received.

    Not exactly. Your approximate credit score may be requested, but it has no impact on approval. Our primary focus is on your company’s revenue, cash flow, and daily balances.

    Depending on your credit profile, business strength, and loan type, we provide daily, weekly, and monthly payback options.

    Absolutely no penalty. In fact, if you pay within 60 days, you might be eligible for an early repayment discount of up to 10% to 15%, depending on your loan amount.

    You’ll need a minimum of:

    • 4–12 months business bank statements.
    • Basic business details.
    • It may be necessary to provide extra documents such as a pro forma, debt schedule, or accounts receivable sheet for certain loan types (such as term loans).

    Depending on the service, funding might range from $10,000 to more than $5 million. For Fast Capital, we offer up to $2 million funds, for Term Loans, we offer up to $3 million. Following that, we offer 750K for Lines of Credit.

    1. A minimum monthly gross income of $20,000 is required for the majority of financing services offered by Funding in 48. 
    2. You should have been in business for a minimum of six months.

    Yes, we provide funding for almost all kinds of businesses in the United States, as well as in Canada, Puerto Rico, and Hawaii. Your company is probably eligible if it generates consistent revenue.

    We look at:

    1. Duration in business
    2. Daily average balances
    3. Current debt or defaults (if any)
    4. Credit score estimate (only for reference purposes)

    Some of these factors don’t impact your approval, but some might affect it during evaluation.

    Yes. Depending on your cash flow and existing loan arrangement, we may still be able to approve you. We are used by many clients to refinance, consolidate, or stack more intelligently.

    Repayments are automatically taken out of your company’s bank account on the days, weeks, or months that you have agreed upon. There won’t be any surprises because you’ll see everything up front.

    No. When you apply, there is no hard credit check, only a soft check if further underwriting is required. Your score will remain unaffected.

    Up To $5,000,000 In Capital. In As Little As 48 Hours!

    Funding available in all 50 states + Canada, Puerto Rico & Hawaii.